We are moving in together in a couple of months, and decided that once we do we are going to do a big dig.
We already talked about debt and told each other about what we owe.
Our first year of marriage, we had finished cash flowing our wedding (adding to my parents’ contribution) and paid off over $30,000 in school loans.
We are kicking the last $42,000 in the butt by this fall!
By now, most of us know what goes into a credit score. I’ll be honest, I have considered turning girls down in the past because they had credit card debt or a bad credit score.
We know that they are important for credit cards and mortgages, and we have even wondered if they matter if we plan to live a debt free lifestyle. I just thought that was because I am a finance nerd. Tons of people think about your credit and how you handle money when deciding if you have what it takes to be a baby daddy/baby momma. They purport to be a dating website “where good credit is sexy.” I think that is kind of cool.
It turns out this credit score and dating thing is not just a fad. Even if you are a perfect 10 in the club, you may need to be a perfect 850 for your relationships to stand a chance. I know that while I was on the market, I took finances to heart.
I would look at a girl’s career and education just like an employer.He said, “You know, it’s so nice to be dating someone gainfully employed.” He had to carry the weight money wise in all previous relationships, which I could definitely see getting old pretty quickly. I always pay for the first few days with someone new, but if I am in a long-term relationship I appreciate sharing costs evenly.I am happy to be dating a wonderful girl who contributes to the costs of our relationship.We both had good credit but were also honest about each having significant grad school debt.Once we were engaged, we fully disclosed all finances and started making a plan for marriage.Anyone who has hit the dating circuit over the last few years knows that it is a bit of a jungle out there.